Terms of Service


By joining you automatically agree to the terms and conditions in this agreement. By using this site, you signify that you agree to be bound by these Terms of Service, which were last revised on August 1, 2015.


In these Terms of Service (TOS) the user will be referred to as 'you', whereas REFS4U will be referred to as 'we'.
A user that does not accept this Terms of Service should stop using REFS4U.

1. There is no age or country restriction applicable for joining REFS4U.
2. As your password must be kept secret from others, we store it in an irreversible format. In the unlikely event of someone hacking into your account, we will not be held responsible. When you request your password, we will send you a new one to your email.
3. You can only have one account. Any attempt to create more than one account will lead to the termination of all of them. This also applies to your Payment Processor account which has to be unique and not shared with another user.

4. REFS4U will not manage your account on your behalf.
5. Your email addresses will not be shown, given or sold.
6. Accounts are not transferable.
7. REFS4U will NOT modify user account information based on user request.
8. Users using false information when registering or changing their personal settings will have their account suspended.
9. Your membership will be automatically suspended if you do not log in for 365 days or more.

10. Suspension is irreversible and refunding of remaining credits or non-expired memberships cannot be claimed.

1. At REFS4U you will accumulate an Overall User Rating (OR) which is the sum of the Earner (ER) and the Promoter Ratings (PR). This rating will increase or decrease depending on how users at REFS4U complete transactions with you.
2. When a user joins a program that you are promoting, and you accept the credit request of that user, the person joining will receive a plus 1 to his/her Earner Rating and you will recieve a plus 1 rating to your Promoter Rating. If you decline a transaction request, you will both recieve a minus 1 rating.
3. When you join a program that another person is promoting and your sign-up is approved, your Earner Rating will increase with 1. Each time your sign-up is declined, your Earner Rating will decrease with 1.
4. The best users will rise to the top and be rewarded with greater exposure, and the poor users will have a harder time using the system.
5. We cannot remove or alter user ratings for any reason.
6. If the rating of the opposing party is less than 0, your rating will not be changed.
7. Upgraded Members always have a Promoter Rating of 0 or higher.
8. Users with negative (-20 or more) Overall User Rating will be permanently suspended from using REFS4U

1. You may refer as many people as you want.
2. Every one of your referrals, as users, must have a unique email address.
3. You must not send unsolicited email or force anyone in any other way into becoming your referral. You also cannot use any service that attempts to sell you referrals. We will verify such incidents and they will result in account termination.
4. Any member of REFS4U can earn credits from directly and indirectly referred referrals ten levels deep.

5. If you are an upgraded member you can earn money from directly referred referrals being them referred directly by you or from direct referrals bought at REFS4U.

6. We sell only active Refs4U referrals. However we cannot guarantee any activity from these referrals in the future.
7. A referral will never be able to modify the member who referred him/her.
8. Requests for referrals at REFS4U are automatically canceled when pending for at least 90 days. In that case we simply cannot help you finding referrals for the program involved. Refunding of credits is provided by reversing the transaction of the request.
9. When a user signs up to your program, you have to either accept or decline the signup within 100 hours after the user has made a request for validation. Sign-ups are automatically accepted if you exceed this time frame.

10. Referral Requests from non-upgraded (Standard) members are visible in Program Signup section for 30 days. If these members want to make their program visible to other members after this period they should join another member's program every 30 days. Thay may also upgrade their accounts to Golden. Requests of Golden members are always visible.

1. TOP10, 25, 50 and 100 User Rating will be updated once every 24 hours.

2. Submitted program reviews are free of copy rights. When posting reviews, you agree that your program review will be displayed on REFS4U website.
3. All kinds of publicity, attempts to get referrals, money offers/exchange/requests and the offer or request of services are prohibited in Program Review posts/topics. Spamming the Program Review with nonsense posts/messages, duplicated topics, illegal content, sharing email addresses, social website links and instant messenger IDs is also prohibited and will lead to account suspension.

1. Each attempt, in any way, to hack into the system will be logged.
2. When you request payout, our monitoring system will analyze your actions and take its own actions in return. Any attempts to hack the system will result in account suspension.
3. We may or may not inform you that your account was suspended. In the first case, we will send you an email. In either case, you will be notified as soon as you try to use any of the services at REFS4U.

1. All payments will be made via PAYPAL and PAYZA. No other method of payment is available at this time.
2. All payments will be made within 1 - 7 days after being requested.
3. The minimum amount paid is $6.00 for the Golden Membership and $8 for Standard Membership. From the amount paid, a fee can be deducted.
4. You can only request one payment at a time.
5. We are responsible only for submitting your payment to the payment processor. Any action after that is to be handled by the payment processor's support.
6. You must have a correct and existing PAYPAL or/and PAYZA email address. All payments will go directly to that user's email address and cannot be canceled.

7. You can only request an unlimited amount to be paid to the payment processor you've used to make the most of your purchases in monetary amount. The Maximum amount you can request to the other Payment processor is equal to the value of the purchases you've made trough them individually. In the event of equal most value of purchases between two payment processors you can make an unlimited payment request for each one of them.

8. You are required to share your Payment Proof in our Forum before you request your next cashout (posting a Proof of Payment will help us to grow and gain trust from our members)
9. After requesting a payment, the user must wait 7 days before requesting another.
10. Any refund of any payment we send you will be ignored and it won't be added back to your account nor sent again.

1. All payments are non-refundable.
2. Claims for refunding are not accepted.
3. All chargebacks or reversed transactions made on your payments will lead to an immediate account suspension.

4. Payments made to REFS4U using Paypal or Payza payment processor are only accepted from verified accounts. We do not accept adding funds with an unverified PayPal or Payza Account. If you do, your account will be suspended and no refund will be given.

VIII. ADVERTISEMENTS (Links, RefsGrid views, Banners)
1. We accept any kind of advertisement except for pages that break out of frames, have malicious code, redirect to another page, have adult or illegal content and contain referral sales. Also, any advertisement that uses REFS4U's name for any unrelated services is not allowed.

2. You, as a user, can only earn credits from each advertisement ("Link") once each 24 hours.
3. We reserve the right to deny or suspend any advertisement that we do not see fit to be displayed. 

1. We have the right to suspend your account at any time for any valid reason including, but not limited to, the disrespect of our Terms of Service.
2. All suspended accounts will have all their balances reset, all referrals taken away and no refunds will be given.
3. All suspended accounts will be archived and you cannot register using the same username or email addresses.
4. After 365 days of inactivity, your account will be permanently suspended.
5. An inactive user for 30 days after registration will have the account permanently suspended.
6. We won't delete user's accounts for any reason even if they are active, terminated or suspended.

1. REFS4U will not be liable for any kind of delays or failures that are not directly related to REFS4U and therefore beyond our control.
2. REFS4U reserves the right to alter the Terms of Service at any time, including fees, special offers, benefits and rules, amongst others, and also reserves the right to cancel its services any time and without any notice.
3. REFS4U will not be held responsible for any of its users, advertisers or advertisements. This also includes every supplier we depend on.
4. REFS4U is not responsible for any tax payment for you on what you receive from us. It's your responsibility to declare what you've received and pay your country's taxes.

Although most changes will be minor, it remains your responsibility to keep updated with these Terms of Service.